insurance for horse trailers
Horse Trailer Ramp Repair Work
What should i do with a baby on the way?
My mother in law wants me to move into her nice sized trailer with her and he boyfriend with my husband because we have a baby on the way. And our tight on bills as it is. We currently are renting our own apartment so we have rent, utilities, car insurance for both cars, telephone, we also have a horse which is alot of money and i am not sure what to do? it would cutt my bills in half and make things so much easier on my husband when i am unable to work. It will be just until i am finished with school and he is. So we can save up some money and move. but i love my mother and law and my husband loves his mother, and her interests are in our best interest what should i do? i just feel wierd going from having my own place to living with someone else again.. oh and im 18 and my is 19
I know it will be very hard to go from having the privacy and freedom of you own place to living with another person or persons but it would be very beneficial to you and your husband and your baby.
It would allow you to be able to focus on school instead of worrying about bills and work. It would also priovide you with babysitters and help if you need it. You could save up money and have less stress and worry about financial things which would make life far easier.
If your mother in law is willing to help you out like that and you all like eachother and get along then it would be a huge help.
My fiancee and I are young with a baby on the way and live on our own and have a lot of financial burdens and he is going through school as well. I would kill for an offer to have a place to live bill and rent free so we could focus on caring for our child and finishing school to better our future.
The plus sides totally outway the negative sides of living with your MIL. Also keep in mind that that living arrangement would not be permanent, only temporary and if it became unbearable you could always move out.
Like I said, I’d kill for that kind of offer!
Tips For Buying A New Horse
If you are considering buying a new horse, there are several issues of concern to you. Smart buyers and riders know what they want before speaking to horse sellers.
It is important to know everything you can about the new horse. Learn its history, blood lines, habits, preferences, skills and overall attitude. It is also important to find out about its inherent traits. All horses have their own unique traits. Know which ones are most desirable to you.
Traits to Consider
Some horses are better at certain tasks than others. When buying a new horse, pre-determine what skills you want the horse to possess. Some to consider are:
* English riding
* Showing and jumping
* Racing
* Western riding
* Trail riding
* Roping
* Team roping
* Barrel racing
* Endurance
Questions to Ask Before Buying a Horse
How much do you expect to pay? Look only at horses within your price range. What gender, color, age and size are you looking for? Weed out horses that don’t fit within your requirements. Does the horse load and unload from trailers well? Will it tolerate shoeing and hoof trimming? Score your prospective horses on a scale of one to five for these items. The higher scorers will help you determine which horses are of the most interest to you.
When buying a new horse it is important to be sure it has been thoroughly evaluated. An initial inspection of the horse must be performed by someone capable and experienced. If you don’t know what to look for, bring someone you trust who does. Here are the areas you need to check:
* Eyes. Make sure the horse can see out of both eyes. Do a flinch test by waving your hand quickly in front of each eye. Check for any differences.
* Ears. Check for excess ear wax or over-sensitivity when the ears are touched.
* Mouth. Check for any lesions or sores. Be sure the teeth are normal and aligned. Watch the horse chew to check for normal biting ability.
* Head, neck and chest. Check for symmetry and balance of muscles. Be sure the horse moves its head, neck and chest freely and without difficulty.
* Feet. Inspect all four feet for swelling and sensitivity to touch. Flex and extend all joints to look for pain, resistance or head lifting that indicates pain or discomfort.
* Rear end. Check for good tone, signs of discharge and signs of diarrhea.
* Lameness. It is imperative that you are able to observe the horse trotting in circles in both directions and in a straight line. Watch closely for irregular bobbing of the head, sloppy movements or skipping that may indicate pain in any of the legs.
If the horse has passed your initial evaluation, it is time to take it for a ride. Observe its stamina, nerves and whether or not it is alert and well behaved.
If you have any doubts, either walk away or arrange an agreement based on the findings during the veterinary examinations. This is common practice and a legitimate horse seller will agree to some reasonable terms.
Be sure the three required exams are performed by a veterinarian of your choosing or one that has a neutral opinion. The required exams are:
* Health certificate, which is usually for crossing state lines.
* Insurance exam, to satisfy mortality and other questions related to insuring the horse.
* Pre-purchase veterinary exam, detailing the medical status of the horse at the time of purchase.
When buying a horse, you want to find one that is healthy and has a good attitude. The horse’s experience and dependability levels must closely match, or be above, that of the primary rider. A willing and intelligent horse can be trained to bring you years of pleasure and skilled work habits. Choose your horse wisely.
